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LATEST MEDIA

April 8, 2026
Learn more about the IRS proposing rules on Trump Account for children and employers should prepare for 2026 RxDC Reporting. IRS PROPOSES RULES ON TRUMP ACCOUNTS FOR CHILDREN On March 9, 2026, the IRS released two proposed rules regarding Trump Accounts. Created by the One Big Beautiful Bill Act, Trump Accounts are a new type of tax-favored savings account for children under the age of 18 that will be available later in 2026. One proposed rule addresses the federal government’s $1,000 pilot program, while the other proposed rule includes general requirements for Trump Accounts. Contributions to Trump Accounts may start July 4, 2026 , and can be made by anyone. Under the pilot program, children born between 2025 and 2028 may receive a special $1,000 contribution to their Trump Accounts from the federal government if certain requirements are met. Contributions are subject to an annual limit of $5,000 (subject to cost-of-living adjustments after 2027), although certain types of contributions are not counted toward this limit. The accounts are treated similarly to traditional IRAs for tax purposes, with special rules applying during a “growth period” that ends on Dec. 31 of the year before the calendar year in which the child reaches age 18. Employers may contribute to the Trump Account of an employee or an employee’s dependent pursuant to a Trump Account Contribution Program. Contributions are limited to $2,500 per employee per year, subject to cost-of-living adjustments after 2027. Employers can also allow employees to make salary reduction contributions to their dependents’ Trump Accounts under a Section 125 cafeteria plan. Taxpayers will use a new IRS form (Form 4547, Trump Account Election(s)) to establish Trump Accounts for eligible children. This same form is used to make an election to participate in the federal government’s $1,000 pilot program. For more information on Trump Accounts, visit trumpaccounts.gov and see Form 4547 instructions. EMPLOYERS SHOULD PREPARE FOR 2026 RXDC REPORTING Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for Medicare and Medicaid Services (CMS). This reporting is referred to as the prescription drug data collection (RxDC report). The next RxDC report is due by June 1, 2026 , covering data for 2025. Most employers contract with third parties, such as issuers, third-party administrators (TPAs) and pharmacy benefit managers (PBMs), to submit RxDC reports on behalf of their health plans. Employers may work with multiple third parties to complete the RxDC report for their health plans. A health plan’s submission is considered complete if CMS receives all required files, regardless of who submits them. If an issuer is required by written agreement to submit the RxDC report for a fully insured health plan but fails to do so, then the issuer (not the plan) violates the reporting requirements. However, the RxDC reporting liability stays with a self-insured health plan, even if a third party contractually agrees to submit the required information. Employers should start reaching out to their issuers, TPAs or PBMs, as applicable, to confirm that they will submit the RxDC files for their health plans by June 1, 2026. Employers should also confirm that their written agreements with these third parties address this reporting responsibility. Also, employers will likely need to provide their third-party vendors with plan-specific information, such as enrollment and premium data, to complete their RxDC submission. Employers should watch for these vendor surveys and promptly provide the requested information. Provided to you by MFC Benefits, LLC © 2026 Zywave, Inc. All rights reserved Download the PDF copy here. Link: http://chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://content.zywave.com/file/b6f7a224-b3a3-4409-a8f2-953f0994d66a/Benefits%20Buzz%20Newsletter%20January%202024.docx Link: http://chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://content.zywave.com/file/b6f7a224-b3a3-4409-a8f2-953f0994d66a/Benefits%20Buzz%20Newsletter%20January%202024.docx
April 1, 2026
Learn more about building healthy habits, Top 2026 health trends, and understanding kidney health. BUILD HEALTHY HABITS WITH "WELLNESS STACKING" Building healthy habits doesn’t have to mean overhauling your entire lifestyle. In fact, small, meaningful changes are often the most sustainable. That’s the idea behind wellness stacking, a method that helps you build better routines by pairing new habits with behaviors you already do every day. By linking a new action to an existing routine, you create a simple structure that makes healthier choices easier and more automatic. Wellness stacking works because your brain thrives on predictable patterns. Existing habits, such as brushing your teeth or making your morning coffee, act as “anchors.” When you attach a small wellness habit to one of these anchors, your brain begins to connect the two behaviors. Over time, the new habit requires less effort because it becomes part of an established routine. This reduces the mental load of having to remember to be healthy and makes consistency feel natural rather than forced. Getting started with wellness stacking is simple. First, identify your daily anchor habits—the things you do without thinking. These might include waking up, sitting down at your desk, eating lunch or winding down at night. Next, choose a small wellness habit that aligns with your goals, such as drinking a glass of water, stretching for one minute, taking a brief walk or practicing a few deep breaths. Attach the new habit to the existing one using a clear structure. Then, keep the new behavior small, easy, and repeatable to help it stick. Here are some examples of habit stacks: • After I wake up, I will drink a full glass of water. • While my coffee brews, I will do one minute of light stretching. • When I sit down at my desk, I will take five deep breaths. • After lunch, I will take a five‑minute walk. • Before brushing my teeth at night, I will write down one thing I’m grateful for. • After I turn off the TV, I will prepare water or snacks for tomorrow. By connecting tiny wellness habits to moments already built into your day, you can create sustainable changes. Reach out to a health care professional for further guidance. U.S. NEWS & WORLD REPORT REVEALS TOP 2026 HEALTH TRENDS This year, U.S. News & World Report (U.S. News) replaced its long-running Best Diets annual rankings with a Top Health and Nutrition Trends report. The findings reflect survey results from a panel of 58 experts, including doctors, dietitians and health researchers. The experts were asked which emerging health trends would have the greatest impact in 2026. Here are their top predictions: 1. Expanded use of glucagon-like peptide-1 (GLP-1) drugs —About 1 in 5 adults have used GLP-1 medications, and usage rates are rising as costs decrease and pill versions of these formerly injectable drugs become available. GLP-1’s popularity will grow as its use broadens beyond obesity and Type 2 diabetes, tackling other conditions. 2. Integration of artificial intelligence (AI)and wearable technology —Wearable tech can reveal simple health information, and can provide real-time information and personalized recommendations when paired with AI. Many people are opting for smartwatches and smart rings that track metrics, such as physical activity, sleep and food. 3. Greater use of “food as medicine” —While this concept isn’t necessarily new, it does recognize that the foods consumed directly impact health. Experts predict a return to the basics of whole, nutritious food this year. While plant-based food, sustainable sources and meat alternatives used to dominate the U.S. News’s diet rankings, those trends landed at the bottom of this new health report. Today’s reality is that more people are focusing on ways to incorporate animal products they consider sustainable and ethical. Consult your doctor for more information about these health trends or for guidance in setting your own health goals for the year. UNDERSTANDING KIDNEY HEALTH March is National Kidney Month, making it a great time to take charge of your health by lowering your chances of developing kidney disease. Kidneys filter blood to remove waste products and excess water, creating urine. They also produce vital hormones that help create red blood cells, promote bone health and regulate blood pressure. The National Kidney Foundation reports that 1 in 3 adults are at risk for kidney disease. Kidney disease is the 9th leading cause of death in the United States. Today, 14% of adults are affected by kidney disease—and 90% of them don’t know it. Most won’t have symptoms unless their kidneys fail. There are some physical signs of kidney disease, but most people attribute them to other conditions. Here are risk factors for kidney disease: • Diabetes • Family history of kidney disease • Heart disease • High blood pressure • Excess weight • Smoking Taking care of your kidneys is essential because they work continuously to keep your body healthy. Regular testing can help detect early signs of kidney issues, while limiting over‑the‑counter pain relievers reduces the risk of kidney damage. Healthy habits, such as daily exercise, plant-based protein and hydration, support kidney function and can help protect your kidneys for the long term. Contact your doctor for more information about kidney health and warning signs of kidney disease. This article is intended for informational purposes only and is not intended to be exhaustive, nor should any discussion or opinions be construed as professional advice. Readers should contact a health professional for appropriate advice. © 2026 Zywave, Inc. All rights reserved. Download the PDF copy here.
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